8 reasons dog owners should invest in pet insurance

Are you a devoted dog owner who wants to ensure the health and well-being of your pup?

If so, investing in pet insurance could be one of the best decisions you make for your beloved dog.

In this article, we'll explore eight reasons why pet owners should consider pet insurance.

Plus, we'll touch on why providing your dog with a healthy diet, such as a raw feeding diet, is crucial for their overall health and longevity.

8 reasons dog owners should invest in pet insurance

1. Financial Protection: Just like humans, dogs can unexpectedly fall ill or suffer from accidents. Pet insurance provides financial protection by covering a portion of veterinary bills for accidents, illnesses, and injuries. This can help pet owners avoid the burden of high veterinary costs and make informed decisions about their pet's health care.

2. Peace of Mind: Knowing that your dog is covered by pet insurance can provide peace of mind. You won't have to worry about choosing between your pet's health and your financial stability in case of an unexpected medical emergency. With pet insurance, you can focus on providing the best possible care for your furry friend without hesitation.

3. Comprehensive Coverage: Pet insurance plans offer a range of coverage options to suit different budgets and needs. Whether you're looking for basic coverage for accidents and illnesses or comprehensive coverage that includes preventive care, there's a pet insurance plan available to meet your requirements.

4. Emergency Care: Emergencies can happen at any time, and the cost of emergency veterinary care can add up quickly. Pet insurance can help cover the cost of emergency treatments, surgeries, and hospitalisations, ensuring that your dog receives prompt medical attention without financial stress.

5. Chronic Conditions: Some dogs may develop chronic health conditions that require ongoing medical care and treatment. Pet insurance can help alleviate the financial burden of managing chronic conditions such as diabetes, arthritis, or allergies, allowing you to provide your dog with the care they need to live a comfortable and fulfilling life.

6. Hereditary and Congenital Conditions: Certain breeds of dogs are predisposed to hereditary or congenital conditions that may require specialised medical care. Pet insurance can cover the cost of diagnostic tests, medications, and treatments for hereditary conditions such as hip dysplasia or heart disease, giving you peace of mind knowing that your dog's health needs are taken care of.

7. Flexibility: Pet insurance plans offer flexibility in choosing your veterinarian and treatment options. You can visit any licensed veterinarian or specialist of your choice, allowing you to access the best possible care for your dog without restrictions.

8. Preventive Care Benefits: Some pet insurance plans offer coverage for preventive care services such as vaccinations, annual exams, and wellness screenings. By investing in pet insurance, you can proactively manage your dog's health and prevent potential health issues before they arise.

In addition to investing in pet insurance, providing your dog with a healthy diet is essential for their overall health and well-being.

A raw feeding diet, consisting of fresh, unprocessed foods such as lean meats, fruits, and vegetables, can provide essential nutrients and support your dog's immune system, digestion, and vitality.

By combining the benefits of pet insurance with a nutritious diet, you can ensure that your dog receives the comprehensive care they need to live a happy, healthy, and fulfilling life.

P.S you check out our raw feeding recipe book here

But how do you find the best pet insurance for you?

It's confusing right as there are so many pet insurers out there!

We have put together the top 7 best pet insurance suppliers in Australia here but we also wanted to highlight the guys over at Bow Wow who have also got a special offer on  

Bow Wow Meow - 2024 Product Review Pet Insurance Award Winner

The Bow Wow Meow Ultimate Care policy will cover Australian pet owners up to $20,000 annually, with a range of reimbursement rates up to 80%.

Bow Wow Meow has insured over 160,000 Aussie pets since 2008. They offer a range of flexible plans with up to 80% reimbursement for eligible vet bills and a range of other benefits, including free VetChat access and GapOnly^® in clinic claiming. 

They have received an average 4.3 stars from more than 2800 reviews on Product Review and have a 4.5 star rating on Google from over 800 reviews. They have been awarded Best Pet Insurance by Product Review every year from 2018-2024.

• Maximum Annual Limit - $20,000
• Reimbursement Rate - Choice of 60%, 70% or 80%
• Dental cover - Yes
• Minimum age - 8 weeks
• Maximum age – under 9 years at sign up for illness plans, any age for Accident Plus plan. Lifetime cover once insured.

Bow Wow Meow offer various pet plans for both cats and dogs including:

Accident Plus ($10,000 annual cover) 

Covers your pet for specified accidental injuries and a limited range of specified illnesses.

Peace of Mind ($15,000 annual cover)

Covers your pet for Specified Accidental Injuries and Illness, with a choice of 60%, 70% or 80% benefit percentage.

Ultimate Care ($20,000 annual cover)

Covers your pet for Specified Accidental Injuries and Illness with an 80% benefit percentage, includes dental illness cover and alternative therapy option.

SPECIAL OFFER: Get your first 2 months free when you sign up for a new Bow Wow Meow policy with promo code 2MFREE. Get a quote

What Bow Wow Meow customers say:

"This was my first claim that I have made and I was honestly so impressed I use the gap only at the vet and it was so quick and easy took about 10 minutes and I’ve honestly never felt so relieved because I was already busy worrying about if my cat was going to be okay so I’m so glad honestly so happy with it!"

"Quick, friendly, highly recommend -Fast and efficient process with any claim we have submitted. Nothing is out of pocket up front as our vet claims first and we pay the difference before we have even left the office."

"Impressed with service. Highly recommend - We are very pleased with Bow Wow Meow. We have been with them now for over 3 years. Our claims are processed quickly and the benefit we receive is quite good. Claiming is also very efficient as our vet submits claims on our behalf. Impressed. Highly recommend."